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Data Center Equipment
& Infrastructure Financing

Flexible capital for power, cooling, compute, and facility infrastructure.
Finance Your Data Center

Powering the Digital Backbone of the Nation

National Equipment Finance provides financing solutions for data centers, cloud facilities, and digital infrastructure projects nationwide. We support both greenfield builds and expansion projects with capital structured around deployment timelines.

What We Finance

Server racks and computer hardware

Power distribution and backup generators

Cooling, HVAC, and environmental systems

Network and fiber infrastructure

Modular and prefabricated data center components

Why It Works

Building and expanding a data center takes a lot of capital and careful planning. We’ve designed our financing specifically for the real-world challenges of data center projects, making sure you have the funds to get your essential equipment in place without draining your cash reserves.
01 Multi-vendor financing under one facility
Putting together a modern data center usually means buying servers from one company, cooling systems from another, and power backups from somewhere else. Instead of juggling a bunch of different loans and payment dates, we roll your entire equipment list into one simple financing plan. You get one predictable payment and a single funding source for the whole build.
We know that new equipment doesn’t start making you money the second it’s delivered. It takes time to install, test, and get everything online. That’s why we offer payment plans that give you a breather during the build-out phase. You can keep your cash flow healthy by holding off on the main payments until your data center is actually up and generating revenue.
Your data center is going to grow, and your financing shouldn’t hold you back when it’s time to level up. We build flexibility into our agreements right from the start. Whether you need to add capacity, swap out older tech, or expand your footprint, we make it easy to get what you need today while leaving plenty of room to grow tomorrow.
Finance Your Data Center

Case Studies

Powering a Large-Scale Data Center with Flexible Equipment Financing

  • Client: Confidential Data Center Operator (U.S. Based)
  • Industry: Data Infrastructure & Cloud Services
  • Project Size: $18.6 Million
  • Location: United States
  • Financing Partner: National Equipment Finance

The Challenge

A rapidly expanding data center operator needed to finance the infrastructure and mission-critical equipment required to support increased demand for cloud computing, AI workloads, and enterprise colocation services.

The project required funding for:

  • High-capacity server racks and compute hardware
  • Power distribution units (PDUs) and backup generators
  • Advanced cooling and HVAC systems
  • Network infrastructure and fiber connectivity
  • Facility build-out and electrical upgrades
Traditional bank financing proved too slow and inflexible, threatening project timelines and customer onboarding commitments.

The Solution

National Equipment Finance has structured a custom equipment financing solution that allowed the client to move forward immediately while preserving working capital.

Key elements of the solution included:

  • $18.6MM equipment finance facility
  • Combination of equipment loans and lease structures
  • Financing across multiple equipment categories and vendors
  • Flexible advance rates based on asset class
  • Deferred payment options during installation and commissioning
  • Fast underwriting with minimal disruption to operations

The entire approval process was completed in under 10 business days, enabling construction and deployment to remain on schedule.

Equipment & Infrastructure Financed

  • Enterprise servers and storage systems
  • Power and electrical infrastructure
  • Industrial cooling and environmental controls
  • Network and security equipment

The Results

  • Project delivered on schedule with no capital shortfall
  • Preserved internal cash for growth and customer acquisition
  • Enabled immediate onboarding of enterprise and hyperscale clients
  • Scalable financing structure for future expansion phases

The data center reached full operational capacity ahead of projections, positioning the client for continued regional and national growth.

Why National Equipment Finance

National Equipment Finance specializes in complex, high-value equipment financing for mission-critical industries, including data centers, technology infrastructure, and advanced manufacturing.

What sets us apart:

  • Expertise in large, multi-asset transactions
  • Speed without sacrificing structure
  • Flexible terms aligned with project timelines
  • Nationwide lending capabilities

Looking Ahead

Following the success of this project, National Equipment Finance is now working with the client on Phase II expansion financing to support additional capacity and next-generation infrastructure.